Health insurance plans made easy

Hey, I'm Luke! I specialize in helping people find affordable health insurance. I work with self-employed individuals and those without access to coverage through a spouse or employer across Arkansas & Oklahoma. Let's find the right plan for you, too!

Agent Thinking
Major Medical

Marketplace Plans

Marketplace plans, commonly called Obamacare, are plans offered under the Affordable Care Act. These plans are guaranteed to anyone during Open Enrollment or if you qualify for a Special Enrollment Period. Premiums for Marketplace plans can vary are based on your income and household size. Start your application by clicking below or schedule a personalized review of your insurance needs.

Household Size

To get started with Marketplace coverage, you must first know your household size (as included on your tax return). This should include all members you will be claiming for this year.

Estimating Income

Next, you need to include the total estimated income for each member of your tax household. This includes any income for dependent children or other adults listed for the current tax year.

Tax Credit

With your household size and income determined, you may qualify for a premium tax credit. This tax credit can be applied to your health insurance premium to lower your monthly cost. Some circumstances (like access to other coverage or not filing a joint return if married) can disqualify you from receiving a tax credit.

Pick a Plan

If you qualify for a tax credit, it will reflect that discount during the quoting process. After reviewing any doctors and prescriptions, you can complete your enrollment and make payment arrangements to begin coverage.

HealthcareDental InsurancevisionTravel Insurance
Short-Term Plans

United Healthcare

Short-term plans from United Healthcare consist of several options to cover "gaps" between other insurance for 30-90 days. These plans are not based on income and can start as soon as tomorrow.

Healthcare
AR Dental & Vision

Delta Dental

Dental and vision plans are offered to provide extra benefits for you and your family. Major medical insurance usually does not provide for these services, but you can get a separate plan to help cover these common expenses.

Dental Insurance
OK Dental & Vision

United Healthcare

Dental and vision plans are offered to provide extra benefits for you and your family. Major medical insurance usually does not provide for these services, but you can get a separate plan to help cover these common expenses.

vision
Travel Insurance

IMG

Travel medical insurance protects you in the event of an illness or injury while traveling outside of the US. IMG also offers international health insurance providing more comprehensive medical coverage while living abroad and includes benefits such as preventive care, routine check-ups, and treatment for illnesses and injuries.

Travel Insurance

Quick Links

Praise from Clients

See what others have to say about Pam and the Redline Health team.

Pam and the redline health team are very knowledgeable and always ready to help with all your health care needs.
Terri

Terri

Decatur, AR

With Redline Health's valuable guidance, my wife and I smoothly transitioned from employer-provided benefits to private pay to Medicare. The assistance extended to our children was just as seamless. I wholeheartedly recommend Redline Health!
Jim & Brenda

Jim

Van Buren, AR

Pam was a godsend. She helped me find the right plans and saved me not only time and headaches but a lot of money. You couldn’t ask for a better individual to guide you through the maze of Medicare.
Placeholder - HD Heritage Softail

Dennis

Fayetteville, AR

Pam has been a tremendous help to our employees who are looking at moving to Medicare coverage. She explains things so that it’s understandable to the average person. I am grateful to have someone to whom I can refer employees for help!
Becky - Fellowship Bible

Becky

Fellowship Bible

Pam is so personable, her ability to go through the options and relate it to our situation without any pressure made us grateful. She cares about her clients and it shows.
Darcy - Client

Darcy

Colcord, OK

Pam and the redline health team are very knowledgeable and always ready to help with all your health care needs.
Terri

Terri

Decatur, AR

With Redline Health's valuable guidance, my wife and I smoothly transitioned from employer-provided benefits to private pay to Medicare. The assistance extended to our children was just as seamless. I wholeheartedly recommend Redline Health!
Jim & Brenda

Jim

Van Buren, AR

Pam was a godsend. She helped me find the right plans and saved me not only time and headaches but a lot of money. You couldn’t ask for a better individual to guide you through the maze of Medicare.
Placeholder - HD Heritage Softail

Dennis

Fayetteville, AR

Pam has been a tremendous help to our employees who are looking at moving to Medicare coverage. She explains things so that it’s understandable to the average person. I am grateful to have someone to whom I can refer employees for help!
Becky - Fellowship Bible

Becky

Fellowship Bible

Pam is so personable, her ability to go through the options and relate it to our situation without any pressure made us grateful. She cares about her clients and it shows.
Darcy - Client

Darcy

Colcord, OK

Your Questions Answered

How is Redline Health paid?

Redline Health and agents listed in our directory get paid by the insurance carriers when they write an insurance policy for you. Redline Health also offers consulting services and digital education courses to individual clients and businesses. Any way you decide to work with Redline Health, you are getting digestible, accessible, and compliant Medicare education.

Can you be on Medicare and still work full-time?

Yes, you can work while on Medicare, but making any health care decision is always best with a one-on-one consult. Find a local pro to get your personalized Medicare review.

Can our company or organization really save money by offering education?

While all Redline Health business and enterprise offerings are paid, the savings for the employer and employee far outweigh the cost. The vast majority of employees are better served with Medicare coverage once they are eligible. If that determination is made by the employee (through the compliant and open education you are offering as the employer), a company will see on average $3,000-5,000 per year in reduction of benefit premiums. If only 10 Medicare eligible employees came off of your group plan, your company would potentially see an immediate $30,000-50,000 increase to the bottom line. Is it really ridiculous to consider offering compliant education?

Ready for insurance made easy?